Spreadsheeting different policies offered by different carriers is a practice that very nearly represents gross negligence. The fact is that most policies need to be compared using more sophisticated tools. Tools your benefits consultant should provide. Most employees have the same problem, "How does one compare a copay plan to a high deductible plan?"

Harper Resources has proprietary software that can help the employer and the employee decisde which policy/plan design is best for them. Contact us for a quick demonstration of the capabilities of the comparison tool.