Harper Resources, LLC delivers Employee Cost Solutions to small and mid-sized businesses from 75 to 5000 employees designed to save you money and increase your return on employee investment.

We provide effective 401(k) plan design, and administration; through our combination of three principal elements of effective plan administration:

1. An experienced 401 (k) record keeper with a broad investment platform - hundreds of funds available without limitation.
   
   Limited investment options and restrictions by many fund managers restrict your investment advisors ability to offer highly valuable funds.
   
   
2. State of the art technology to provide management reports and monitor employee participation.
   
   Technology can reduce the manual steps in a process and reduce the amount of internal HR hours an employee must spend on 401(k) administrations tasks.
   
   
3. Experienced employee benefits professionals, that know the plan sponsor AND the record keeper, to ensure compliance.
   
   Often, internal HR staff does not possess the time or knowledge to ensure that the TPA has needed information to meet IRS and DOL compliance requirements. Harper Resources completely removes your the 401(k) burden of responsibility.

Harper Resources provides experienced Plan Administration professionals, quarterly investment monitoring reports, targeted employee participation communications, and practical advice to employees considering retirement or other life events. In addition, Harper Resources:
     - processes and enrolls your new employees,
     - processes contributions & maintains eligibility records,
     - processes loan applications and makes necessary distributions,
     - answers your employee's questions with confidence,
     - manages and administers the compliance testing process,
     - reduces your exposure to compliance losses, and
     - reduces operating costs by reducing internal HR time        commitment.

Harper Resources can also offer you independent access to professional investment advisory services, on a referral basis.